U.S. Court of Appeals for the Sixth Circuit
William Klopfenstein v. Fifth Third Bank
This writing
- Type
- Opinion
- Author
- Chad Andrew Readler
- Filed
- June 4, 2026
- Case
- William Klopfenstein v. Fifth Third Bank
- Case status
- Decided
Opening text
The first passage of the document, as extracted by the source provider.
NOT RECOMMENDED FOR PUBLICATION File Name: 26a0252n.06 Case No. 25-3258 UNITED STATES COURT OF APPEALS FOR THE SIXTH CIRCUIT FILED Jun 04, 2026 WILLIAM R. KLOPFENSTEIN; LORI ) KELLY L. STEPHENS, Clerk LASKARIS; DANIEL LASKARIS; BRIAN ) C. HARRISON; JANET FYOCK; ADAM ) McKINNEY; DONALD E. ADANICH, on ) ON APPEAL FROM THE UNITED behalf of themselves and all others similarly ) situated, ) STATES DISTRICT COURT FOR ) THE SOUTHERN DISTRICT OF Plaintiffs-Appellees, ) OHIO ) v. ) OPINION ) FIFTH THIRD BANK, ) ) Defendant-Appellant. ) Before: BOGGS, READLER, and DAVIS, Circuit Judges. READLER, Circuit Judge. A class of borrowers sued Fifth Third Bank for failing to properly disclose the annual percentage rate (APR) for short term loans the bank offered through its “Early Access” program. The parties litigated their dispute for over a decade, with the class prevailing at summary judgment on its Truth in Lending Act (TILA) claim, 15 U.S.C. § 1601 et seq., but losing at trial on its breach of contract claim. In accordance with TILA’s command to award attorney’s fees to persons who successfully litigate a TILA suit, see id. § 1640(a)(3), the district court awarded the class about $3.3 million …
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